We understand that not everyone has the perfect credit history and you may have found that your local bank isn’t willing to help if you can’t tick the box to say you’ve never missed a payment in the past. At Millerson Mortgages, we are experienced in helping clients who have had issues with their credit and we have access to specialist lenders who are not discouraged by a poor credit history. Every client is important to us and our experience allows us to find the best mortgage for your needs.

Who can Millerson Mortgages Help?

Poor credit (also known as bad debt or adverse credit) is often not as bad as you think. We’re experienced mortgage specialists and have access to many specialist mortgage lenders who are more sympathetic towards clients who may have experienced credit issues in the past. The good news is that there are lenders who can help clients who don’t have a perfect credit rating.

We can assist in finding you a great mortgage deal even if you’ve had:

  • Missed or late payments on unsecured lending
  • Missed or late payments on your mortgage
  • Debt Management Plan (even if this is still in place)
  • Defaults
  • Trusteed
  • Never had any credit

Get in contact here to see how we can help.

How can Millerson Mortgages Help?

We have access to many lenders that are prepared to help clients who don’t have a perfect credit rating. The best way for us to fully assess your circumstances is by reviewing your Credit Report. This will help us determine which lenders we can approach and make the most suitable recommendation for your situation.

You can obtain a copy of your credit report at www.experian.co.uk or www.equifax.co.uk or www.checkmyfile.com

We will carefully assess your personal circumstances and credit history to ensure that we make a recommendation that gives you the most suitable mortgage for your needs.

It’s important to come to us as early as possible as visiting different lenders could mean that they will create a negative imprint on your credit file each time they assess your mortgage. We’ll ensure that we only approach lenders who are willing to consider your application before any additional searches are carried out.

For more information call us on 0330 159 5292