First time buyer, mortgage broker, mortgage adviserIt’s often said that buying a home is the most stressful financial decision you will make. Here at Millerson Mortgages, we pride ourselves on taking the stress out of the situation by guiding you through all the different mortgage deals, completing all the paper work, consistently chasing the lender on your behalf and providing you with regular updates on how your case is proceeding.

Your advisor can also help with the buying of a new home, arranging a solicitor and insuring you move into your new home with ease.

We’ll discuss your deposit options with you, including savings, Help to Buy ISA and gifted deposits.

I’m a first-time buyer in the UK and only recently arrived from living abroad. Maureen helped me find the best approach to getting a mortgage when I thought I couldn’t get one, her advice was invaluable. Philip, Hamilton

Understanding how the home buying process works will allow you to relax throughout the journey. Your advisor will explain what happens at each stage, however for a brief understanding see the below order of events.

mortgage broker, mortgage advice

Key Steps When Buying Your First Home

  • Contact Millerson Mortgages
  • Determine how much you can borrow
  • Get a pre-approved mortgage
  • View your dream home
  • Make an offer on the property
  • Choose a solicitor
  • Complete the full mortgage application
  • Obtain a formal mortgage offer
  • Exchange Contracts
  • Arrange insurance/protection
  • Pick up the keys for your new home!

For advice buying your first home, call *0330 159 5292 or contact us here